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Otsego Mutual Blog & Tips

Otsego Mutual is a property and casualty insurer who specializes in affordable Homeowner’s and Renter’s Insurance. They have developed a reputation for providing stable, dependable service through our many professional independent agents.

Fire Extinguisher Facts



Did you know there are EIGHT different types of fire extinguishers? And when do you use them?

In order to know when to use each fire extinguisher, you should know the five different types of fires.

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How to Develop a Family Disaster Plan

ALBANY, NY – State and Federal emergency management professionals encourage individuals and families to be ready in case there is an emergency. Every one should have a plan – know what to do and when to do it during an emergency – and have a fully-equipped emergency supply kit packed and ready-to-go.

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Hurricane Preparedness

The best way to prepare for a hurricane evacuation is to know your evacuation zone and develop a plan ahead of time. Develop a plan with your household members that outlines what to do, how to find each other, and how to communicate if a hurricane strikes New York.

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Dryer Vents

Clothes dryer fires account for 15,600 structure fires annually. Improperly maintained dryers can be the source of fires. Fires, casualties and injuries could be prevented with proper awareness and good practice regarding dryer maintenance and safety precaution.

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Home Heating Safety Tips

According to the National Fire Protection Association (NFPA), nearly two thirds of residential heating fires and related injuries involved space heaters and similar equipment such as fireplaces and chimneys. Proper use and maintenance of these appliances will ensure the safety and efficiency of your home heating system.

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