Privacy Policy

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Our Privacy Commitment

Otsego Mutual is concerned with the privacy of its policyholders, customers, applicants for policies and claimants. It does collect certain nonpublic personal financial information in the course of providing insurance coverage and in the handling of claims. However, Otsego Mutual does not sell or share personal information with companies for the purpose of marketing their products or services to you.

Kinds of Information Collected

The Company collects nonpublic personal financial information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, or others
  • Information we receive from consumer reporting agencies

Confidentiality & Security

The Company restricts access to nonpublic personal financial information about you to those employees, agents and independent contractors who need to know that information to provide services to you. We require independent contractors to whom we provide customer information to enter into a confidentiality agreement that restricts the use of the information to purposes necessary to service your policy. The company maintains physical, electronic, and procedural safeguards that comply with federal and state regulations to guard your nonpublic personal financial information.

Disclosure Policy

We do not disclose nonpublic personal financial information about policyholders, customers, former customers or consumers to anyone except as authorized by law.