What We DoFor more than 100 years, Otsego Mutual has provided affordable protection for our insured’s most valuable asset – their home.
Unlike most property and casualty insurers who provide Homeowner’s and Renter’s Insurance simply as an accommodation to their agents, we SPECIALIZE in these coverages. That’s why all of our expertise is devoted to offering policies that are affordable, but also complex enough to cover a majority of the needs of homeowners in the New York marketplace.
1Learn about our InsuranceThe success of mutual insurance companies has always been grounded in careful selection of risks and extraordinary loss prevention, even if this prevented growth in premium writings.
2Find an AgentOtsego Mutual has over 100 agents throughout New York State providing insurance for Homeowners, Fire, Renters, Liablity and more.
3File a ClaimOur trained staff of agents, employees and independent adjusters work seamlessly to review and document your claim, make recommendations and eventual settlement.