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Otsego Mutual Disclaimer

Otsego Mutual provides access to resources and other information on this Web site as a public service. Although reasonable efforts have been made to ensure that all electronic information made available is current, complete and accurate, Otsego Mutual does not warrant or represent that this information is current, complete and accurate. All information is subject to change on a regular basis, without notice.

Otsego Mutual assumes no responsibility for any errors in the information provided, nor assumes any liability for any damages incurred as a consequence, directly or indirectly, of the use and application of any of the contents of the web site. Unless otherwise noted on an individual document, file, web page or other Web site item, the Otsego Mutual grants users permission to reproduce and distribute all information available on this website for non-commercial purposes and usage, as long as the contents remain unaltered and as long as it is noted that the contents have been made available by Otsego Mutual.

Any electronic information or inquiries that Otsego Mutual receives from a Web site user shall not be considered as, or treated as, confidential.

The inclusion of, or linking to, other Web site URLs does not imply our endorsement of, nor responsibility for, those Web sites, but has been done as a convenience to our Web site visitors.