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Welcome to Otsego Mutual

We are one of New York’s strongest and most respected regional companies.


Since our founding in 1897, we have developed a reputation for providing stable, dependable service through our many professional independent agents.

Unlike most property and casualty insurers who provide Homeowner’s and Renter’s Insurance simply as an accommodation to their agents, we SPECIALIZE in these coverages.  That’s why all of our expertise is devoted to offering policies that are affordable, but also complex enough to cover a majority of the needs of homeowners in the New York marketplace.

Otsego Mutual Fire Insurance Company
Otsego Mutual in Burlington Flats, NY

Rated by A.M. Best Company.

Otsego Mutual is one of only 15 Property and Casualty Insurance Companies to be listed A+ or higher for 50 consecutive years. 

Read more in the Best's Review
"Standing the Test of Time" article by clicking the image below.


(click here)

Are you a dedicated insurance agent writing business in the state of New York?  Interested in becoming an Otsego Mutual Agent?  Find out more here.

This company was
issued a secure rating by the A.M. Best Company, click for additional
details

 

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issued a secure rating by the A.M. Best Company, click for additional
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