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Since our founding in 1897, we have developed a reputation
for providing stable, dependable service through our many
professional independent agents.
Unlike most property and casualty insurers who provide
Homeowner’s and Renter’s Insurance simply as an
accommodation to their agents, we SPECIALIZE in these
coverages. That’s why all of our expertise is devoted to
offering policies that are affordable, but also complex
enough to cover a majority of the needs of homeowners in the
New York marketplace.

Otsego Mutual in Burlington Flats, NY |
Rated
by
A.M. Best Company.
Otsego Mutual is one of only 15 Property
and Casualty Insurance Companies to be listed A+ or higher for 50
consecutive years.
Read more in the Best's
Review
"Standing the Test of Time" article by clicking the image
below.

(click here)
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